Financial distress rarely shows up all at once. It builds slowly, through missed payments, mounting pressure from creditors, or a business that can no longer cover its costs. Recognising the signs early gives you options.
Led by our Principal and ARITA-accredited expert Will Punivalu, our experienced insolvency team will help you understand your options and protect your position.
An insolvency lawyer helps you understand your legal position when debts can’t be paid. They set out your options so you’re not making uninformed decisions under pressure.
For businesses and directors, this includes advice on restructuring, voluntary administration, liquidation, and the personal risks of trading while insolvent.
For individuals, it means explaining what bankruptcy involves and what it means for your assets and credit history long-term.
Our insolvency team works with businesses and directors across Geelong, the Bellarine Peninsula, the Surf Coast, and surrounding regions.
Advice on formal restructuring options, including small business restructuring and voluntary administration, aimed at keeping a viable business trading where possible.
Guidance through the liquidation process, including your obligations as a director and what happens to the company's assets and creditors.
Clear advice on your duties and personal liability as a director when a company is facing financial difficulty, including the risks of insolvent trading.
Support with claims management, recovering outstanding debts, and negotiating with creditors to protect your position.
Guidance on what bankruptcy means for you, how long it lasts, and alternatives that may be available.
Working towards outcomes that give you the best possible financial footing going forward, while treating everyone involved fairly.
Support for individuals or businesses owed money by someone in financial difficulty, including how to lodge a claim and what to expect from the process.
Our insolvency team is led by Will Punivalu, an ARITA-accredited specialist, giving you advice grounded in deep knowledge of insolvency law.
We work alongside your accountant and financial advisers so your legal and financial strategies line up.
Nearly 150 years in the region means we understand the local business community and bring a steady, experienced hand to difficult financial situations.
Financial distress feels overwhelming, but getting the right advice early can change the outcome. Contact our insolvency team at Whyte, Just & Moore to discuss your situation and understand your options. Contact us today to discuss your insolvency matter and start exploring your options.
Our office is located at Level 2, 100 Brougham St, Geelong. Parking is available on the front of the building or on the adjoining streets.
Upon arrival, please proceed to the ground floor lobby and dial 201 on the intercom to the left of the lifts. Our Reception will then grant you access to the lifts.
E-mail: info@wjmlawyers.com.au
Phone: 03 5222 2077